Wednesday, August 15, 2012

How Long Have You Been in The Business of Real Estate?

So, I am writing this blog after I have had so many people ask me how long I have been in the business of Real Estate and before I tell you the answer I am going to share with you a story, a story about me, the shortened version. 

A few years back I started feeling really run down, my body ached and I just didn't feel like myself. I went to doctor after doctor and heard things such as: "You are just stressed, take these anti-anxiety pills. You are depressed” (they put me on an anti- depressant, something I learned make you have absolutely no worries in the world, my preschool class loved the fact they could jump off the tables and I was completely ok with it.), "You need to work out more, be more productive." (At 5'3 I was 125lbs, worked out 4-5 days a week, worked and went to school, if they give out more hours in the day I was completely unaware of it,)"Stop drinking soda and eating out" (I don't like soda, I don't eat fast food and rarely go to a restaurant) and my favorite "You are just getting old, this is part of the aging process."(Umm I was only 30 at the time and after that I wasn't too sure if I wanted to see what 60 was going to be like.) All these doctors were from one of Southern California's largest medical facilities, I will keep names to myself and they were all well- seasoned doctors. They had been in business for years. Well, one day Mr. Govenator and his friends decided that a budget was not to be found and my job was swept out the door as was my health insurance. No job, no health insurance and student loans crawling up my back I was now stressed on top of feeling worse all the time. Needing to keep my mind occupied I decided to train for a marathon. I am not the greatest runner but I thought why not take my free time and do something good for a deserving organization. As I began to train I found it getting harder and harder to breath. Soon it was difficult to swallow and lying down to go to sleep at night left me with the sensation of being choked. After the urging of many family and friends I went to Olive View Medical Center, you know the place where the uninsured wait for hours to be seen. Did you know Olive View is a division of UCLA School of Medicine? I didn't at the time.  Anyway, I bowed my head and walked in to the ER. After several doctors’ appointments and test it was found that I had cancer. A slow growing cancer that I had had for a while. Go figure! I had cancer this whole time and I thought I was just going crazy! At first I was a little happy, happy because I wasn't crazy and I wasn't getting old! I looked back on all those times I left the doctors office in tears because I felt like they weren’t listening to me, like my questions and concerns were of no worries and I was happy that someone was finally listening to ME. I was actually a person now, not just another chart.  

 

So where am I going with this story and what does it have to do with how many years I have been in the Real Estate Field? Well, the doctors that took care of me at Olive View were new doctors, doctors completing their residency, doctors that were still learning and they took the best care of me. Better care than the doctors I was paying lots of money to. They listened to my questions, made sure I understood the answers, validated my feelings and my person in general.  They saw, noticed and did things that veteran doctors overlooked, took for granted. They took the time to make sure I was ok, I was. They dotted all their I’s and crossed all their T’s, something I think the veteran doctors missed a lot. These doctors were new to the field. They were still being guided by a “bigger” doctor, yet gave me the best care I could have asked for. I am her today, aren’t I?

How long have I been a Real Estate Agent? Well according too many not long enough. I am supposed to skirt around the subject and hope the question gets lost or forgotten about. Often times it does not.  So my answer is I have not been in the business for long but does that mean I am not capable of providing some of the best service possible? By all means, NO. I too, just like the doctors at UCLA, have some of the best training possible, and I too have some great “bigger” agents guiding me here at Exit Realty SCV. When someone is new at something they always want to do their best so they make more of an effort to cross all their T’s and dot all their I’s. So maybe I have not been in business for 10 or 15 years but how long you have been doing something does not always tell how well you will do it. When I do something I always work to do it to the best of my ability. There is no such thing as half done in my book. If there is a question, a concern, a need or anything, I work until it is answered or resolved.  I don’t have back burners nor busy signals!

 

Anna Rogers is a member of an award winning team at Exit Realty SCV, one of the areas fastest growing real estate firms in the Santa Clarita Valley. Working with both buyers and sellers in the Santa Clarita, San Fernando Valley’s and surrounding areas, I will work tirelessly to ensure all your real estate needs are met. I look forward to talking with you and helping your home buying and selling be a smooth transaction.

Anna Rogers

818.688.1882 http://www.buyandsellscvhomes.com

annarogersre@gmail.com

Thursday, August 9, 2012

Joseph Quillan Jewelry

I just had to share this new line of jewelry made by Joseph Quillan Jewelry. If you are not familiar with who Joseph Quillan is let me fill you in. Quillan is a sculpture who has a fond fascination with the ocean and our environment. His love for Sea Turtles led him to be the proud sculptor of the MOST PRESTIGIOUS AWARD in Sea Turtles, “The Archie Carr Lifetime Achievement Award“, which given annually to the person who has given the most of his life to Sea Turtle Conservation. You can see his art work in the homes of celebrities such as Lisa Marie Presley Nicholas Cage, Mark Wahlberg, music producer Phil Spector and Valerie Harper as well as Environmental artist such as Wyland, Robert Lyn Nelson and Christian Lassen.
Earlier this year Quillan introduced his line of ocean inspired jewelry that are available in Gold, Silver and Bronze and I am just so in love
There is something for everyone!From dainty sea turtle earrings
To large shark head pendants that come in two different sizes!
What amazes me the most about these pieces are the way they are created. As with all his sculptures Quillan uses a process called the Lost-wax casting.
With patience and fine attention to detail each piece is hand sculpted in wax. If the piece does not meets Quillans personal set of high standards it is rescuplted until satisfaction is met.
This unique hand designed and created Silver Octopus with old Spanish Silver 2 Reales Cobb from the pirate days is a must for anyone!
As a cancer survivor this is one of my personal favorites. The Awareness Ribbon Turtles currently come in sterling silver and have an optional chram that comes inthe color of your choice to represent the cause most dear to your heart!
Visit http://www.josephquillanjewelry.com   or  http://www.etsy.com/shop/JosephQuillanDesigns


Anna Rogers is a member of an award winning team at Exit Realty SCV, one of the areas fastest growing real estate firms in the Santa Clarita Valley. Working with both buyers and sellers in the Santa Clarita, San Fernando Valley’s and surrounding areas, I will work tirelessly to ensure all your real estate needs are met. I look forward to talking with you and helping your home buying and selling be a smooth transaction.
  Anna Rogers
818.688.1882
http://www.buyandsellscvhomes.com/
annarogersre@gmail.com

Wednesday, August 8, 2012

Is It Time To Buy A House?

         House Puzzle

 

We have all read the headlines, “The Housing Market Has Officially Begun To Recover”, “The Recession is Officially Over”, only to have our hopeful attitudes dampered by headlines such as, “100% Chance of Global Recession”,  “Housing Market has Yet to Reach the Bottom”, and with a puzzled look we ask each other, “So which is it? Should I or should I not invest in a home?” If I had a dollar every time someone asked me how the housing market was doing or what I thought about the market recovery I would have enough money that I wouldn’t have to work for a while. It is a really complicated subject and the honest truth is, I don’t know. I don’t know where our economy will be at this time next year.

Why Invest Now?

Right now many people are fearful of investing in real estate because of the uncertainty of the housing market as well as the global economy. But, despite the headlines and the fear of the ever crashing housing market, if you can afford it, real estate can provide for a positive long term investment. Most markets have plenty of affordable properties, interest rates remain historically low, and with homeownership rates declining, the market for rentals is increasingly strong. Although it may take a few years to see a return on your investment you will be allotted a solid income for many years to come.   

Rents are rising and the mortgage rates have fallen to very low levels.  With the low interest rates and the lower home prices one could be spending the same on a mortgage that they are on a rental. When you own you can write off the interest you are paying on your home resulting in a larger tax refund. Typically, here in Southern California, the average price for a single family rental home is about $1800 per month and that is on the lower end.   So instead of throwing away $21000 per year on a rental you can spend $21000 per year on mortgage payments and gain equity that you can recoup when you sell the property.

 Where is the Market Headed?

The lack of available homes is driving the home prices up and prospective home buyers find themselves in bidding wars with other homebuyers or investors. Many people who bought at the top of the market are underwater in their mortgages but refrain from selling because.  They can't get the price they need to sell and are therefore not bothering to put their homes on the market in hopes the market will come back.

Foreclosures rates have showed some signs of leveling off but many warn that an increase of foreclosures is highly likely. According to CoreLogic, a real estate research firm, since the start of the financial crisis nearly 3.7 million homes have been foreclosed upon, how many remain in the shadow inventory is relatively unknown.  Lenders who participated in Fannie Mae or Freddie Mac loans are required to report data regarding how much inventory is left off the market, other lenders are not required to do so, thus making it difficult to know exactly what is still out there. Some of these homes are stuck in the foreclosure process and others the banks have decided against releasing in efforts to not flood the market.

If the banks were to release more of their foreclosed inventory and flood the market, prices would be driven even lower. Right now the demand for homes is much greater than the supply resulting in the infamous bidding wars. These bidding wars are driving up the home prices but not to the point that they were a few years ago.

The global economy is still in a dire state with excessively high rates of unemployment and a recovery is not likely to happen with a bad economy. Not only are the higher standards required for home loans making it harder for people to be approved but many potential homebuyers are very wary of borrowing large sums of money to purchase an asset that will be harder to sell and that has the potential to drop in value. 

So, although the housing prices have halted in their rapid downward spiral they still continue to slowly fall. How far will they drop? Have we reached the bottom? What next? If you tried to Google the infamous question “When will the housing market in California return” you will come across several different opinions and headlines. No one knows for sure how long it is going to take for our economy to recover, all one can do is speculate and predict.  Does this mean that investing in a home is not a good idea? If you are one of the fortunate ones with steady employment and you can afford it then of course now is the PERFECT time to buy. With the increase in the cost of renting and the low interest rates why not buy now.

 On the other end, if you are one of those that has equity in your home and wish to sell then now is a GREAT time to sell as well. You might not get what you could have had 5 years ago but you can also buy what you couldn’t 5 years ago. If you wait for the price of your home to go up then the price of that larger home you want will go up in price as well.

So is the market in a state of recovery? Are we really headed for a larger global recession? Have the unemployment rates really dropped? These are only some of the questions I myself ask, people ask me and I often overhear others talking about. Do we know the answers for sure? No, I don’t believe that we truly know the answers to most things. Investments of any kind not without any risks but with patience those risk can reap a larger reward in the long run. But I will without a doubt tell you that if you can afford it then Yes! Now is a great time to invest in real estate. If you have equity in your home and wish to sell then Yes! Now would be a great time to sell!

Anna Rogers is a member of an award winning team at Exit Realty SCV, one of the areas fastest growing real estate firms in the Santa Clarita Valley. Working with both buyers and sellers in the Santa Clarita, San Fernando Valley’s and surrounding areas, I will work tirelessly to ensure all your real estate needs are met. I look forward to talking with you and helping your home buying and selling be a smooth transaction.

Anna Rogers                                                  Thyroid Cancer Ribbon

 818.688.1882
http://www.buyandsellscvhomes.com/
annarogersre@gmail.com

Thursday, August 2, 2012

Ten Reasons Why You Should Hire Me for All Your Real Estate Transactions!

 

  1.  I genuinely care about you. You will not be just another client, rather you will be part of my growing family and I will treat you as such. 
  2.  I am hardworking and determined to succeed. Whether it comes to helping you find your dream home or selling your home, I will work endlessly to get the job done.
  3. When you hire me as your agent you will not just be hiring one agent, but, you will be hiring a team of qualified professionals all working together on your behalf. At Exit Realty we pride ourselves in working together as a team and helping each other be the best they can be.
  4. At Exit I receive  the best training that will allow me to provide you with the best quality of service.  
  5. I am fully aware of the power of the internet and computer mediated communication. I will employ technology as a means to gain maximum internet exposure for maximum results thus driving more buyers to your home online.
  6. My training in Education has afforded me the ability to understand the difference between listening and hearing. I will take the time to truly listen to your real estate wants and needs and do all that is in my power to address them.  
  7. I understand that home buying/ selling can bring about a lot of anxiety and questions. With patience I will guide you through the complexities of buying/ selling a home making sure that you fully understand the process and your questions are answered to your understanding.
  8. I am an honest and reliable person. I will not lie and tell you I know everything but you can be assured that what I don’t know I will find out in little to no time.
  9. I will provide you with the knowledge and the resources to make informed decisions.
  10. I will work tirelessly for you but if you are ever unhappy with me or decide you want to change your mind, cancel your agreement at any time. No hassles, no penalty, no hard feelings.

 

                                             

Anna Rogers is a member of an award winning team at Exit Realty SCV, one of the areas fastest growing real estate firms in the Santa Clarita Valley. Working with both buyers and sellers in the Santa Clarita, San Fernando Valley’s and surrounding areas, I will work tirelessly to ensure all your real estate needs are met. I look forward to talking with you and helping your home buying and selling be a smooth transaction.

Anna Rogers

818.688.1882
http://www.buyandsellscvhomes.com/
annarogersre@gmail.com